The Old Exchange National Bank of Okawville: how it compares with its peers
Against 91 IL banks with half to twice its assets, The Old Exchange National Bank of Okawville's strongest measure in Q2 2026 is assets per employee ($8.3M vs. a $6.1M peer median). Its weakest relative measure is net interest margin (2.65% vs. 3.74%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.12% | 1.08% | Middle third Ahead of 52% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.65% | 3.74% | Bottom third Ahead of 4% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 55.42% | 66.49% | Top third Ahead of 79% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.3M | $6.1M | Top third Ahead of 82% of peers |
| Loans to deposits Net loans and leases over total deposits. | 48.05% | 67.53% | Context |
What it means for lending operations
Its efficiency ratio of 55.42% is better than the 66.49% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Mason City National Bank Mason City, IL · $91M
- Bank of Yates City Yates City, IL · $89M
- Williamsville State Bank & Trust Williamsville, IL · $94M
- Bank of Stronghurst Stronghurst, IL · $88M
- Farmers and Merchants State Bank of Bushnell Bushnell, IL · $86M
- Mutual Federal Bank Chicago, IL · $97M
Questions about The Old Exchange National Bank of Okawville
How big is The Old Exchange National Bank of Okawville?
The Old Exchange National Bank of Okawville, established in 1910, is headquartered in Okawville, IL. It reported $91M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The Old Exchange National Bank of Okawville's return on assets?
1.12% annualized in Q2 2026, against a 1.08% median for 91 IL banks with half to twice its assets, ahead of 52% of them.
What is The Old Exchange National Bank of Okawville's efficiency ratio?
55.42% in Q2 2026: it spent about 55 cents in noninterest expense for each dollar of revenue. The peer median is 66.49%, and lower is better.
Is The Old Exchange National Bank of Okawville growing its loans?
Net loans grew 9.8% over the year to Q2 2026, while deposits grew 8.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.