Bank of Stronghurst: how it compares with its peers
Against 86 IL banks with half to twice its assets, Bank of Stronghurst's strongest measure in Q2 2026 is assets per employee ($5.2M vs. a $6.2M peer median). Its weakest relative measure is net interest margin (2.83% vs. 3.74%).
| Measure | Bank of Stronghurst | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.45% | 1.08% | Bottom third Ahead of 16% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.83% | 3.74% | Bottom third Ahead of 7% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 83.73% | 65.79% | Bottom third Ahead of 13% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.2M | $6.2M | Bottom third Ahead of 28% of peers |
| Loans to deposits Net loans and leases over total deposits. | 52.17% | 66.03% | Context |
What it means for lending operations
Its efficiency ratio of 83.73% is above the 65.79% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Farmers and Merchants State Bank of Bushnell Bushnell, IL · $86M
- Bank of Yates City Yates City, IL · $89M
- Villa Grove State Bank Villa Grove, IL · $86M
- The Old Exchange National Bank of Okawville Okawville, IL · $91M
- Mason City National Bank Mason City, IL · $91M
- The First Bank and Trust Company of Murphysboro Murphysboro, IL · $83M
Questions about Bank of Stronghurst
How big is Bank of Stronghurst?
Bank of Stronghurst, established in 1946, is headquartered in Stronghurst, IL. It reported $88M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Bank of Stronghurst's return on assets?
0.45% annualized in Q2 2026, against a 1.08% median for 86 IL banks with half to twice its assets, ahead of 16% of them.
What is Bank of Stronghurst's efficiency ratio?
83.73% in Q2 2026: it spent about 84 cents in noninterest expense for each dollar of revenue. The peer median is 65.79%, and lower is better.
Is Bank of Stronghurst growing its loans?
Net loans grew 0.6% over the year to Q2 2026, while deposits grew 0.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.