The First National Bank of Brownstown: how it compares with its peers
Against 60 IL banks with half to twice its assets, The First National Bank of Brownstown's strongest measure in Q2 2026 is efficiency ratio (57.56% vs. a 70.94% peer median). Its weakest relative measure is net interest margin (3.74% vs. 3.77%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.28% | 0.94% | Top third Ahead of 70% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.74% | 3.77% | Middle third Ahead of 48% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.56% | 70.94% | Top third Ahead of 73% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.2M | $5.9M | Top third Ahead of 73% of peers |
| Loans to deposits Net loans and leases over total deposits. | 40.93% | 56.11% | Context |
What it means for lending operations
Its efficiency ratio of 57.56% is better than the 70.94% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Citizens State Bank of Milford Milford, IL · $57M
- First Community Bank, Xenia-Flora Xenia, IL · $56M
- Community National Bank in Monmouth Monmouth, IL · $55M
- GN Bank Chicago, IL · $60M
- Camp Grove State Bank Camp Grove, IL · $53M
- Farmers & Merchants Bank of Hutsonville Hutsonville, IL · $52M
Questions about The First National Bank of Brownstown
How big is The First National Bank of Brownstown?
The First National Bank of Brownstown, established in 1913, is headquartered in Brownstown, IL. It reported $57M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The First National Bank of Brownstown's return on assets?
1.28% annualized in Q2 2026, against a 0.94% median for 60 IL banks with half to twice its assets, ahead of 70% of them.
What is The First National Bank of Brownstown's efficiency ratio?
57.56% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 70.94%, and lower is better.
Is The First National Bank of Brownstown growing its loans?
Net loans grew 6.1% over the year to Q2 2026, while deposits shrank 13.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.