MassMutual Private Wealth & Trust, FSB: how it compares with its peers
Against 8 MA banks with half to twice its assets, MassMutual Private Wealth & Trust, FSB's strongest measure in Q2 2026 is return on assets (6.00% vs. a 0.58% peer median). Its weakest relative measure is assets per employee ($1.9M vs. $8.1M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 6.00% | 0.58% | Top third Ahead of 88% of peers |
| Net interest margin Annualized net interest income over earning assets. | 1.47% | 3.01% | Bottom third Ahead of 25% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 87.50% | 81.47% | Middle third Ahead of 38% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $1.9M | $8.1M | Bottom third Ahead of 13% of peers |
| Loans to deposits Net loans and leases over total deposits. | 0.00% | 87.47% | Context |
What it means for lending operations
Its efficiency ratio of 87.50% is above the 81.47% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- North Cambridge Co-operative Bank Cambridge, MA · $87M
- Stoughton Co-operative Bank Stoughton, MA · $135M
- Methuen Co-operative Bank Methuen, MA · $141M
- Millbury National Bank Millbury, MA · $147M
Questions about MassMutual Private Wealth & Trust, FSB
How big is MassMutual Private Wealth & Trust, FSB?
MassMutual Private Wealth & Trust, FSB, established in 2000, is headquartered in Springfield, MA. It reported $94M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is MassMutual Private Wealth & Trust, FSB's return on assets?
6.00% annualized in Q2 2026, against a 0.58% median for 8 MA banks with half to twice its assets, ahead of 88% of them.
What is MassMutual Private Wealth & Trust, FSB's efficiency ratio?
87.50% in Q2 2026: it spent about 87 cents in noninterest expense for each dollar of revenue. The peer median is 81.47%, and lower is better.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Massachusetts bank ranked.