Methuen Co-operative Bank: how it compares with its peers
Against 11 MA banks with half to twice its assets, Methuen Co-operative Bank's strongest measure in Q2 2026 is net interest margin (3.13% vs. a 2.92% peer median). Its weakest relative measure is assets per employee ($8.8M vs. $9.0M).
| Measure | Methuen Co-operative Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.45% | 0.44% | Middle third Ahead of 55% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.13% | 2.92% | Top third Ahead of 73% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 81.40% | 81.53% | Middle third Ahead of 55% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.8M | $9.0M | Middle third Ahead of 45% of peers |
| Loans to deposits Net loans and leases over total deposits. | 83.83% | 90.52% | Context |
What it means for lending operations
Its efficiency ratio of 81.40% is better than the 81.53% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Millbury National Bank Millbury, MA · $147M
- Stoughton Co-operative Bank Stoughton, MA · $135M
- Canton Co-operative Bank Canton, MA · $155M
- 42 North Private Bank Canton, MA · $182M
Questions about Methuen Co-operative Bank
How big is Methuen Co-operative Bank?
Methuen Co-operative Bank, established in 1923, is headquartered in Methuen, MA. It reported $141M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Methuen Co-operative Bank's return on assets?
0.45% annualized in Q2 2026, against a 0.44% median for 11 MA banks with half to twice its assets, ahead of 55% of them.
What is Methuen Co-operative Bank's efficiency ratio?
81.40% in Q2 2026: it spent about 81 cents in noninterest expense for each dollar of revenue. The peer median is 81.53%, and lower is better.
Is Methuen Co-operative Bank growing its loans?
Net loans grew 2.7% over the year to Q2 2026, while deposits grew 1.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Massachusetts bank ranked.