Canton Co-operative Bank: how it compares with its peers
Against 12 MA banks with half to twice its assets, Canton Co-operative Bank's strongest measure in Q2 2026 is assets per employee ($10.3M vs. a $8.1M peer median). Its weakest relative measure is return on assets (0.41% vs. 0.45%).
| Measure | Canton Co-operative Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.41% | 0.45% | Middle third Ahead of 42% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.08% | 2.88% | Top third Ahead of 67% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 81.53% | 83.84% | Middle third Ahead of 50% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.3M | $8.1M | Top third Ahead of 75% of peers |
| Loans to deposits Net loans and leases over total deposits. | 84.43% | 90.65% | Context |
What it means for lending operations
Its efficiency ratio of 81.53% is better than the 83.84% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Millbury National Bank Millbury, MA · $147M
- Methuen Co-operative Bank Methuen, MA · $141M
- Stoughton Co-operative Bank Stoughton, MA · $135M
- 42 North Private Bank Canton, MA · $182M
- Wrentham Co-operative Bank Wrentham, MA · $193M
Questions about Canton Co-operative Bank
How big is Canton Co-operative Bank?
Canton Co-operative Bank, established in 1891, is headquartered in Canton, MA. It reported $155M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Canton Co-operative Bank's return on assets?
0.41% annualized in Q2 2026, against a 0.45% median for 12 MA banks with half to twice its assets, ahead of 42% of them.
What is Canton Co-operative Bank's efficiency ratio?
81.53% in Q2 2026: it spent about 82 cents in noninterest expense for each dollar of revenue. The peer median is 83.84%, and lower is better.
Is Canton Co-operative Bank growing its loans?
Net loans grew 8.0% over the year to Q2 2026, while deposits shrank 5.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Massachusetts bank ranked.