BTG Pactual Bank, National Association: how it compares with its peers
Against 35 NY banks with half to twice its assets, BTG Pactual Bank, National Association's strongest measure in Q2 2026 is assets per employee ($16.3M vs. a $7.8M peer median). Its weakest relative measure is return on assets (-0.13% vs. 0.82%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | -0.13% | 0.82% | Bottom third Ahead of 11% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.18% | 3.64% | Bottom third Ahead of 26% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 83.50% | 73.01% | Bottom third Ahead of 26% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $16.3M | $7.8M | Top third Ahead of 97% of peers |
| Loans to deposits Net loans and leases over total deposits. | 96.11% | 83.45% | Context |
What it means for lending operations
Its efficiency ratio of 83.50% is above the 73.01% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Watertown Savings Bank Watertown, NY · $971M
- Walden Savings Bank Montgomery, NY · $1.02B
- First Central Savings Bank Glen Cove, NY · $1.03B
- Amerasia Bank Flushing, NY · $1.08B
- Community Federal Savings Bank Woodhaven, NY · $827M
Questions about BTG Pactual Bank, National Association
How big is BTG Pactual Bank, National Association?
BTG Pactual Bank, National Association, established in 2000, is headquartered in New York, NY. It reported $978M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is BTG Pactual Bank, National Association's return on assets?
-0.13% annualized in Q2 2026, against a 0.82% median for 35 NY banks with half to twice its assets, ahead of 11% of them.
What is BTG Pactual Bank, National Association's efficiency ratio?
83.50% in Q2 2026: it spent about 83 cents in noninterest expense for each dollar of revenue. The peer median is 73.01%, and lower is better.
Is BTG Pactual Bank, National Association growing its loans?
Net loans grew 67.1% over the year to Q2 2026, while deposits grew 57.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New York bank ranked.