Susser Bank: how it compares with its peers
Against 46 TX banks with half to twice its assets, Susser Bank's strongest measure in Q2 2026 is assets per employee ($11.2M vs. a $9.1M peer median). Its weakest relative measure is return on assets (0.92% vs. 1.59%).
| Measure | Susser Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.92% | 1.59% | Bottom third Ahead of 17% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.63% | 3.92% | Bottom third Ahead of 30% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 61.62% | 55.52% | Bottom third Ahead of 30% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $11.2M | $9.1M | Top third Ahead of 76% of peers |
| Loans to deposits Net loans and leases over total deposits. | 82.12% | 76.02% | Context |
What it means for lending operations
Its efficiency ratio of 61.62% is above the 55.52% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- TIB National Association Farmers Branch, TX · $2.96B
- Texas Regional Bank Harlingen, TX · $2.95B
- American First National Bank Houston, TX · $2.89B
- West Texas National Bank Midland, TX · $2.88B
- Jefferson Bank San Antonio, TX · $2.88B
- American Momentum Bank College Station, TX · $2.85B
Questions about Susser Bank
How big is Susser Bank?
Susser Bank, established in 1959, is headquartered in Dallas, TX. It reported $2.99B in total assets in its Q2 2026 FDIC call report and operates 11 offices.
What is Susser Bank's return on assets?
0.92% annualized in Q2 2026, against a 1.59% median for 46 TX banks with half to twice its assets, ahead of 17% of them.
What is Susser Bank's efficiency ratio?
61.62% in Q2 2026: it spent about 62 cents in noninterest expense for each dollar of revenue. The peer median is 55.52%, and lower is better.
Is Susser Bank growing its loans?
Net loans grew 12.8% over the year to Q2 2026, while deposits grew 13.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.