DSRM National Bank: how it compares with its peers
Against 10 U.S. banks with half to twice its assets, DSRM National Bank's strongest measure in Q2 2026 is assets per employee ($2.2M vs. a $925K peer median). Its weakest relative measure is net interest margin (3.41% vs. 3.32%).
| Measure | DSRM National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.84% | 0.41% | Top third Ahead of 70% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.41% | 3.32% | Middle third Ahead of 50% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 76.96% | 93.75% | Top third Ahead of 70% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $2.2M | $925K | Top third Ahead of 86% of peers |
| Loans to deposits Net loans and leases over total deposits. | 0.00% | 21.96% | Context |
What it means for lending operations
Its efficiency ratio of 76.96% is better than the 93.75% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Emigrant Mercantile Bank New York, NY · $3M
- Transact Bank, National Association Denver, CO · $6M
Questions about DSRM National Bank
How big is DSRM National Bank?
DSRM National Bank, established in 1996, is headquartered in Albuquerque, NM. It reported $4M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is DSRM National Bank's return on assets?
2.84% annualized in Q2 2026, against a 0.41% median for 10 U.S. banks with half to twice its assets, ahead of 70% of them.
What is DSRM National Bank's efficiency ratio?
76.96% in Q2 2026: it spent about 77 cents in noninterest expense for each dollar of revenue. The peer median is 93.75%, and lower is better.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New Mexico bank ranked.