The National Bank of Indianapolis: how it compares with its peers
Against 496 U.S. banks with half to twice its assets, The National Bank of Indianapolis's strongest measure in Q2 2026 is return on assets (1.37% vs. a 1.26% peer median). Its weakest relative measure is net interest margin (3.22% vs. 3.68%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.37% | 1.26% | Middle third Ahead of 61% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.22% | 3.68% | Bottom third Ahead of 24% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.87% | 58.88% | Middle third Ahead of 58% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.7M | $9.0M | Middle third Ahead of 61% of peers |
| Loans to deposits Net loans and leases over total deposits. | 79.39% | 88.11% | Context |
What it means for lending operations
Its efficiency ratio of 56.87% is better than the 58.88% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Mascoma Bank Lebanon, NH · $3.03B
- Lawrence Bank Nashville, TN · $3.04B
- The Bank of Tampa Tampa, FL · $3.02B
- U. S. Century Bank Doral, FL · $3.02B
- Uplift Bank Arkadelphia, AR · $3.01B
- BankNewport Middletown, RI · $3.07B
Questions about The National Bank of Indianapolis
How big is The National Bank of Indianapolis?
The National Bank of Indianapolis, established in 1993, is headquartered in Indianapolis, IN. It reported $3.04B in total assets in its Q2 2026 FDIC call report and operates 13 offices.
What is The National Bank of Indianapolis's return on assets?
1.37% annualized in Q2 2026, against a 1.26% median for 496 U.S. banks with half to twice its assets, ahead of 61% of them.
What is The National Bank of Indianapolis's efficiency ratio?
56.87% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 58.88%, and lower is better.
Is The National Bank of Indianapolis growing its loans?
Net loans grew 16.2% over the year to Q2 2026, while deposits grew 1.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Indiana bank ranked.