Desjardins Bank, National Association: how it compares with its peers
Against 29 FL banks with half to twice its assets, Desjardins Bank, National Association's strongest measure in Q2 2026 is net interest margin (4.47% vs. a 3.82% peer median). Its weakest relative measure is assets per employee ($7.5M vs. $8.0M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.25% | 0.84% | Top third Ahead of 69% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.47% | 3.82% | Top third Ahead of 86% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 67.43% | 72.01% | Middle third Ahead of 62% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.5M | $8.0M | Middle third Ahead of 45% of peers |
| Loans to deposits Net loans and leases over total deposits. | 91.35% | 75.72% | Context |
What it means for lending operations
Its efficiency ratio of 67.43% is better than the 72.01% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The First National Bank of Mount Dora Mount Dora, FL · $358M
- Interamerican Bank, A FSB Miami, FL · $356M
- Gulfside Bank Sarasota, FL · $345M
- TCM Bank, National Association Tampa, FL · $382M
- Central Bank Tampa, FL · $387M
- Locality Bank Fort Lauderdale, FL · $396M
Questions about Desjardins Bank, National Association
How big is Desjardins Bank, National Association?
Desjardins Bank, National Association, established in 1992, is headquartered in Hallandale, FL. It reported $362M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Desjardins Bank, National Association's return on assets?
1.25% annualized in Q2 2026, against a 0.84% median for 29 FL banks with half to twice its assets, ahead of 69% of them.
What is Desjardins Bank, National Association's efficiency ratio?
67.43% in Q2 2026: it spent about 67 cents in noninterest expense for each dollar of revenue. The peer median is 72.01%, and lower is better.
Is Desjardins Bank, National Association growing its loans?
Net loans grew 1.7% over the year to Q2 2026, while deposits grew 15.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are FL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Florida bank ranked.