Interamerican Bank, A FSB: how it compares with its peers
Against 28 FL banks with half to twice its assets, Interamerican Bank, A FSB's strongest measure in Q2 2026 is net interest margin (3.53% vs. a 3.84% peer median). Its weakest relative measure is assets per employee ($4.6M vs. $8.2M).
| Measure | Interamerican Bank, A FSB | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.55% | 0.84% | Bottom third Ahead of 25% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.53% | 3.84% | Middle third Ahead of 36% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 80.36% | 70.37% | Bottom third Ahead of 25% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.6M | $8.2M | Bottom third Ahead of 11% of peers |
| Loans to deposits Net loans and leases over total deposits. | 74.93% | 76.18% | Context |
What it means for lending operations
Its efficiency ratio of 80.36% is above the 70.37% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- The First National Bank of Mount Dora Mount Dora, FL · $358M
- Desjardins Bank, National Association Hallandale, FL · $362M
- Gulfside Bank Sarasota, FL · $345M
- TCM Bank, National Association Tampa, FL · $382M
- Central Bank Tampa, FL · $387M
- BankMiami Coral Gables, FL · $318M
Questions about Interamerican Bank, A FSB
How big is Interamerican Bank, A FSB?
Interamerican Bank, A FSB, established in 1976, is headquartered in Miami, FL. It reported $356M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Interamerican Bank, A FSB's return on assets?
0.55% annualized in Q2 2026, against a 0.84% median for 28 FL banks with half to twice its assets, ahead of 25% of them.
What is Interamerican Bank, A FSB's efficiency ratio?
80.36% in Q2 2026: it spent about 80 cents in noninterest expense for each dollar of revenue. The peer median is 70.37%, and lower is better.
Is Interamerican Bank, A FSB growing its loans?
Net loans grew 3.9% over the year to Q2 2026, while deposits grew 29.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are FL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Florida bank ranked.