Eastern International Bank: how it compares with its peers
Against 15 CA banks with half to twice its assets, Eastern International Bank's strongest measure in Q2 2026 is efficiency ratio (80.58% vs. a 86.88% peer median). Its weakest relative measure is assets per employee ($5.0M vs. $6.8M).
| Measure | Eastern International Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.58% | 0.40% | Middle third Ahead of 53% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.95% | 4.11% | Middle third Ahead of 40% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 80.58% | 86.88% | Middle third Ahead of 60% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.0M | $6.8M | Bottom third Ahead of 20% of peers |
| Loans to deposits Net loans and leases over total deposits. | 109.66% | 95.11% | Context |
What it means for lending operations
Its efficiency ratio of 80.58% is better than the 86.88% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- California Business Bank Irvine, CA · $130M
- California International Bank, N.A. Westminster, CA · $121M
- Legacy Bank Murrieta, CA · $113M
- California Pacific Bank Hayward, CA · $103M
- Bank of Whittier, National Association Whittier, CA · $153M
- Icon Business Bank Riverside, CA · $156M
Questions about Eastern International Bank
How big is Eastern International Bank?
Eastern International Bank, established in 1985, is headquartered in Los Angeles, CA. It reported $126M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Eastern International Bank's return on assets?
0.58% annualized in Q2 2026, against a 0.40% median for 15 CA banks with half to twice its assets, ahead of 53% of them.
What is Eastern International Bank's efficiency ratio?
80.58% in Q2 2026: it spent about 81 cents in noninterest expense for each dollar of revenue. The peer median is 86.88%, and lower is better.
Is Eastern International Bank growing its loans?
Net loans grew 18.1% over the year to Q2 2026, while deposits shrank 3.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every California bank ranked.