Bank of Whittier, National Association: how it compares with its peers
Against 20 CA banks with half to twice its assets, Bank of Whittier, National Association's strongest measure in Q2 2026 is efficiency ratio (63.92% vs. a 88.32% peer median). Its weakest relative measure is net interest margin (2.45% vs. 4.03%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.69% | 0.35% | Top third Ahead of 70% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.45% | 4.03% | Bottom third Ahead of 0% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 63.92% | 88.32% | Top third Ahead of 85% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.9M | $7.0M | Middle third Ahead of 45% of peers |
| Loans to deposits Net loans and leases over total deposits. | 67.27% | 97.41% | Context |
What it means for lending operations
Its efficiency ratio of 63.92% is better than the 88.32% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Icon Business Bank Riverside, CA · $156M
- BEACON BUSINESS BANK, NATIONAL ASSOCIATION San Francisco, CA · $164M
- California Business Bank Irvine, CA · $130M
- Hatch Bank San Marcos, CA · $177M
- Eastern International Bank Los Angeles, CA · $126M
- California International Bank, N.A. Westminster, CA · $121M
Questions about Bank of Whittier, National Association
How big is Bank of Whittier, National Association?
Bank of Whittier, National Association, established in 1982, is headquartered in Whittier, CA. It reported $153M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Bank of Whittier, National Association's return on assets?
0.69% annualized in Q2 2026, against a 0.35% median for 20 CA banks with half to twice its assets, ahead of 70% of them.
What is Bank of Whittier, National Association's efficiency ratio?
63.92% in Q2 2026: it spent about 64 cents in noninterest expense for each dollar of revenue. The peer median is 88.32%, and lower is better.
Is Bank of Whittier, National Association growing its loans?
Net loans grew 0.0% over the year to Q2 2026, while deposits shrank 15.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every California bank ranked.