First Harrison Bank: how it compares with its peers
Against 18 IN banks with half to twice its assets, First Harrison Bank's strongest measure in Q2 2026 is efficiency ratio (55.54% vs. a 66.83% peer median). Its weakest relative measure is assets per employee ($6.4M vs. $6.7M).
| Measure | First Harrison Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.42% | 1.06% | Top third Ahead of 67% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.90% | 3.87% | Middle third Ahead of 61% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 55.54% | 66.83% | Top third Ahead of 78% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.4M | $6.7M | Middle third Ahead of 39% of peers |
| Loans to deposits Net loans and leases over total deposits. | 58.73% | 85.67% | Context |
What it means for lending operations
Its efficiency ratio of 55.54% is better than the 66.83% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Farmers State Bank Lagrange, IN · $1.31B
- Jackson County Bank Seymour, IN · $1.11B
- First Bank of Berne Berne, IN · $1.09B
- First Bank Midwest Frankfort, IN · $1.55B
- Community First Bank of Indiana Kokomo, IN · $980M
Questions about First Harrison Bank
How big is First Harrison Bank?
First Harrison Bank, established in 1891, is headquartered in Corydon, IN. It reported $1.29B in total assets in its Q2 2026 FDIC call report and operates 17 offices.
What is First Harrison Bank's return on assets?
1.42% annualized in Q2 2026, against a 1.06% median for 18 IN banks with half to twice its assets, ahead of 67% of them.
What is First Harrison Bank's efficiency ratio?
55.54% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 66.83%, and lower is better.
Is First Harrison Bank growing its loans?
Net loans grew 2.9% over the year to Q2 2026, while deposits grew 2.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Indiana bank ranked.