The Brenham National Bank: how it compares with its peers
Against 143 TX banks with half to twice its assets, The Brenham National Bank's strongest measure in Q2 2026 is assets per employee ($8.5M vs. a $7.3M peer median). Its weakest relative measure is net interest margin (3.97% vs. 4.24%).
| Measure | The Brenham National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.41% | 1.49% | Middle third Ahead of 45% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.97% | 4.24% | Middle third Ahead of 36% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 61.24% | 60.31% | Middle third Ahead of 48% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.5M | $7.3M | Middle third Ahead of 66% of peers |
| Loans to deposits Net loans and leases over total deposits. | 60.12% | 74.76% | Context |
What it means for lending operations
Its efficiency ratio of 61.24% is above the 60.31% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- State Bank of De Kalb De Kalb, TX · $520M
- Citizens State Bank Woodville, TX · $511M
- Texas Republic Bank, National Association Frisco, TX · $511M
- Citizens State Bank Sealy, TX · $507M
- Colonial Savings, F.A. Fort Worth, TX · $502M
- The First National Bank of Mertzon Mertzon, TX · $500M
Questions about The Brenham National Bank
How big is The Brenham National Bank?
The Brenham National Bank, established in 1933, is headquartered in Brenham, TX. It reported $518M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is The Brenham National Bank's return on assets?
1.41% annualized in Q2 2026, against a 1.49% median for 143 TX banks with half to twice its assets, ahead of 45% of them.
What is The Brenham National Bank's efficiency ratio?
61.24% in Q2 2026: it spent about 61 cents in noninterest expense for each dollar of revenue. The peer median is 60.31%, and lower is better.
Is The Brenham National Bank growing its loans?
Net loans grew 13.0% over the year to Q2 2026, while deposits grew 11.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.