The First National Bank of Anson: how it compares with its peers
Against 88 TX banks with half to twice its assets, The First National Bank of Anson's strongest measure in Q2 2026 is return on assets (2.55% vs. a 1.30% peer median). Its weakest relative measure is assets per employee ($6.6M vs. $5.9M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.55% | 1.30% | Top third Ahead of 97% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.96% | 4.06% | Top third Ahead of 83% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.97% | 66.29% | Top third Ahead of 86% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.6M | $5.9M | Middle third Ahead of 63% of peers |
| Loans to deposits Net loans and leases over total deposits. | 41.43% | 57.79% | Context |
What it means for lending operations
Its efficiency ratio of 52.97% is better than the 66.29% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First Capital Bank Quanah, TX · $107M
- The First National Bank of Hebbronville Hebbronville, TX · $102M
- The Cowboy Bank of Texas Maypearl, TX · $109M
- Citizens National Bank Crockett, TX · $109M
- First National Bank Rotan, TX · $96M
- The Lytle State Bank of Lytle, Texas Lytle, TX · $115M
Questions about The First National Bank of Anson
How big is The First National Bank of Anson?
The First National Bank of Anson, established in 1902, is headquartered in Anson, TX. It reported $105M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The First National Bank of Anson's return on assets?
2.55% annualized in Q2 2026, against a 1.30% median for 88 TX banks with half to twice its assets, ahead of 97% of them.
What is The First National Bank of Anson's efficiency ratio?
52.97% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 66.29%, and lower is better.
Is The First National Bank of Anson growing its loans?
Net loans shrank 9.0% over the year to Q2 2026, while deposits grew 22.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.