The First National Bank of Anderson: how it compares with its peers
Against 135 TX banks with half to twice its assets, The First National Bank of Anderson's strongest measure in Q2 2026 is net interest margin (4.45% vs. a 4.20% peer median). Its weakest relative measure is assets per employee ($4.8M vs. $6.6M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.39% | 1.46% | Middle third Ahead of 46% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.45% | 4.20% | Middle third Ahead of 64% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 60.17% | 62.89% | Middle third Ahead of 58% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.8M | $6.6M | Bottom third Ahead of 9% of peers |
| Loans to deposits Net loans and leases over total deposits. | 69.23% | 67.37% | Context |
What it means for lending operations
Its efficiency ratio of 60.17% is better than the 62.89% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Muenster State Bank Muenster, TX · $227M
- Cypress Bank, SSB Pittsburg, TX · $236M
- Unity National Bank of Houston Houston, TX · $225M
- First State Bank of Bedias Bedias, TX · $225M
- Sanger Bank Sanger, TX · $224M
- The Citizens National Bank of Hillsboro Hillsboro, TX · $224M
Questions about The First National Bank of Anderson
How big is The First National Bank of Anderson?
The First National Bank of Anderson, established in 1904, is headquartered in Anderson, TX. It reported $230M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is The First National Bank of Anderson's return on assets?
1.39% annualized in Q2 2026, against a 1.46% median for 135 TX banks with half to twice its assets, ahead of 46% of them.
What is The First National Bank of Anderson's efficiency ratio?
60.17% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 62.89%, and lower is better.
Is The First National Bank of Anderson growing its loans?
Net loans grew 5.7% over the year to Q2 2026, while deposits grew 11.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.