Clear Fork Bank, National Association: how it compares with its peers
Against 103 TX banks with half to twice its assets, Clear Fork Bank, National Association's strongest measure in Q2 2026 is return on assets (2.36% vs. a 1.42% peer median). Its weakest relative measure is assets per employee ($8.2M vs. $8.2M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.36% | 1.42% | Top third Ahead of 94% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.99% | 4.13% | Top third Ahead of 89% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.85% | 61.07% | Top third Ahead of 76% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.2M | $8.2M | Middle third Ahead of 52% of peers |
| Loans to deposits Net loans and leases over total deposits. | 87.73% | 77.81% | Context |
What it means for lending operations
Its efficiency ratio of 52.85% is better than the 61.07% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- R Bank Round Rock, TX · $1.03B
- UBank Huntington, TX · $1.05B
- United Texas Bank, National Association Dallas, TX · $1.05B
- Ciera Bank Graham, TX · $993M
- HomeTown Bank, National Association Galveston, TX · $990M
- Tolleson Private Bank Dallas, TX · $982M
Questions about Clear Fork Bank, National Association
How big is Clear Fork Bank, National Association?
Clear Fork Bank, National Association, established in 1883, is headquartered in Albany, TX. It reported $1.03B in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is Clear Fork Bank, National Association's return on assets?
2.36% annualized in Q2 2026, against a 1.42% median for 103 TX banks with half to twice its assets, ahead of 94% of them.
What is Clear Fork Bank, National Association's efficiency ratio?
52.85% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 61.07%, and lower is better.
Is Clear Fork Bank, National Association growing its loans?
Net loans grew 14.1% over the year to Q2 2026, while deposits grew 16.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.