Boonville Federal Savings Bank: how it compares with its peers
Against 8 IN banks with half to twice its assets, Boonville Federal Savings Bank's strongest measure in Q2 2026 is return on assets (0.48% vs. a 0.64% peer median). Its weakest relative measure is efficiency ratio (81.11% vs. 72.81%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.48% | 0.64% | Middle third Ahead of 38% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.53% | 3.86% | Middle third Ahead of 38% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 81.11% | 72.81% | Bottom third Ahead of 13% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.1M | $5.8M | Middle third Ahead of 38% of peers |
| Loans to deposits Net loans and leases over total deposits. | 97.36% | 89.91% | Context |
What it means for lending operations
Its efficiency ratio of 81.11% is above the 72.81% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Scottsburg Building and Loan Association Scottsburg, IN · $77M
- The Fairmount State Bank Fairmount, IN · $57M
- First Federal Savings Bank of Washington Washington, IN · $94M
- Peoples Community Bank SB of Monticello, Indiana Monticello, IN · $43M
- Farmers and Mechanics Federal Savings Bank Bloomfield, IN · $114M
- CentreBank Veedersburg, IN · $120M
Questions about Boonville Federal Savings Bank
How big is Boonville Federal Savings Bank?
Boonville Federal Savings Bank, established in 1917, is headquartered in Boonville, IN. It reported $72M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Boonville Federal Savings Bank's return on assets?
0.48% annualized in Q2 2026, against a 0.64% median for 8 IN banks with half to twice its assets, ahead of 38% of them.
What is Boonville Federal Savings Bank's efficiency ratio?
81.11% in Q2 2026: it spent about 81 cents in noninterest expense for each dollar of revenue. The peer median is 72.81%, and lower is better.
Is Boonville Federal Savings Bank growing its loans?
Net loans grew 8.2% over the year to Q2 2026, while deposits grew 3.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Indiana bank ranked.