Lewisburg Banking Company: how it compares with its peers
Against 60 KY banks with half to twice its assets, Lewisburg Banking Company's strongest measure in Q2 2026 is return on assets (1.85% vs. a 1.43% peer median). Its weakest relative measure is net interest margin (4.10% vs. 4.04%).
| Measure | Lewisburg Banking Company | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.85% | 1.43% | Top third Ahead of 83% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.10% | 4.04% | Middle third Ahead of 53% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.33% | 59.51% | Top third Ahead of 72% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.5M | $6.0M | Top third Ahead of 67% of peers |
| Loans to deposits Net loans and leases over total deposits. | 76.85% | 83.10% | Context |
What it means for lending operations
Its efficiency ratio of 56.33% is better than the 59.51% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Farmers Bank and Trust Company Princeton, KY · $248M
- Taylor County Bank Campbellsville, KY · $244M
- The Commercial Bank of Grayson Grayson, KY · $242M
- Citizens Bank Mount Vernon, KY · $250M
- FIRST NATIONAL BANK OF KENTUCKY Carrollton, KY · $258M
- Bank of Hindman Hindman, KY · $260M
Questions about Lewisburg Banking Company
How big is Lewisburg Banking Company?
Lewisburg Banking Company, established in 1894, is headquartered in Lewisburg, KY. It reported $246M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Lewisburg Banking Company's return on assets?
1.85% annualized in Q2 2026, against a 1.43% median for 60 KY banks with half to twice its assets, ahead of 83% of them.
What is Lewisburg Banking Company's efficiency ratio?
56.33% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 59.51%, and lower is better.
Is Lewisburg Banking Company growing its loans?
Net loans grew 10.2% over the year to Q2 2026, while deposits grew 20.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kentucky bank ranked.