Taylor County Bank: how it compares with its peers
Against 60 KY banks with half to twice its assets, Taylor County Bank's strongest measure in Q2 2026 is efficiency ratio (54.95% vs. a 59.51% peer median). Its weakest relative measure is assets per employee ($5.5M vs. $6.1M).
| Measure | Taylor County Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.57% | 1.43% | Middle third Ahead of 63% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.28% | 4.04% | Top third Ahead of 67% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 54.95% | 59.51% | Top third Ahead of 78% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.5M | $6.1M | Middle third Ahead of 40% of peers |
| Loans to deposits Net loans and leases over total deposits. | 75.64% | 83.10% | Context |
What it means for lending operations
Its efficiency ratio of 54.95% is better than the 59.51% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Commercial Bank of Grayson Grayson, KY · $242M
- Lewisburg Banking Company Lewisburg, KY · $246M
- Farmers Bank and Trust Company Princeton, KY · $248M
- Citizens Bank Mount Vernon, KY · $250M
- Bank of Columbia Columbia, KY · $231M
- The First National Bank of Manchester Manchester, KY · $230M
Questions about Taylor County Bank
How big is Taylor County Bank?
Taylor County Bank, established in 1937, is headquartered in Campbellsville, KY. It reported $244M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Taylor County Bank's return on assets?
1.57% annualized in Q2 2026, against a 1.43% median for 60 KY banks with half to twice its assets, ahead of 63% of them.
What is Taylor County Bank's efficiency ratio?
54.95% in Q2 2026: it spent about 55 cents in noninterest expense for each dollar of revenue. The peer median is 59.51%, and lower is better.
Is Taylor County Bank growing its loans?
Net loans shrank 5.2% over the year to Q2 2026, while deposits shrank 2.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kentucky bank ranked.