Nashville Savings Bank: how it compares with its peers
Against 113 IL banks with half to twice its assets, Nashville Savings Bank's strongest measure in Q2 2026 is assets per employee ($15.4M vs. a $6.1M peer median). Its weakest relative measure is net interest margin (3.41% vs. 3.75%).
| Measure | Nashville Savings Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.39% | 1.05% | Top third Ahead of 76% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.41% | 3.75% | Middle third Ahead of 35% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 44.60% | 66.83% | Top third Ahead of 98% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $15.4M | $6.1M | Top third Ahead of 99% of peers |
| Loans to deposits Net loans and leases over total deposits. | 72.92% | 67.76% | Context |
What it means for lending operations
Its efficiency ratio of 44.60% is better than the 66.83% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Anderson State Bank Oneida, IL · $109M
- Midland Federal Savings and Loan Association Bridgeview, IL · $111M
- Clay County State Bank Louisville, IL · $104M
- Central Savings, f.s.b. Chicago, IL · $112M
- The First National Bank of Lacon Lacon, IL · $104M
Questions about Nashville Savings Bank
How big is Nashville Savings Bank?
Nashville Savings Bank, established in 1893, is headquartered in Nashville, IL. It reported $108M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Nashville Savings Bank's return on assets?
1.39% annualized in Q2 2026, against a 1.05% median for 113 IL banks with half to twice its assets, ahead of 76% of them.
What is Nashville Savings Bank's efficiency ratio?
44.60% in Q2 2026: it spent about 45 cents in noninterest expense for each dollar of revenue. The peer median is 66.83%, and lower is better.
Is Nashville Savings Bank growing its loans?
Net loans grew 2.1% over the year to Q2 2026, while deposits grew 6.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.