Anderson State Bank: how it compares with its peers
Against 113 IL banks with half to twice its assets, Anderson State Bank's strongest measure in Q2 2026 is assets per employee ($13.6M vs. a $6.1M peer median). Its weakest relative measure is net interest margin (3.11% vs. 3.75%).
| Measure | Anderson State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.54% | 1.05% | Top third Ahead of 81% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.11% | 3.75% | Bottom third Ahead of 19% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 50.09% | 66.83% | Top third Ahead of 94% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $13.6M | $6.1M | Top third Ahead of 98% of peers |
| Loans to deposits Net loans and leases over total deposits. | 50.95% | 67.95% | Context |
What it means for lending operations
Its efficiency ratio of 50.09% is better than the 66.83% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Nashville Savings Bank Nashville, IL · $108M
- Midland Federal Savings and Loan Association Bridgeview, IL · $111M
- Central Savings, f.s.b. Chicago, IL · $112M
- First State Bank of Beecher City Beecher City, IL · $112M
- Exchange State Bank Lanark, IL · $113M
Questions about Anderson State Bank
How big is Anderson State Bank?
Anderson State Bank, established in 1917, is headquartered in Oneida, IL. It reported $109M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Anderson State Bank's return on assets?
1.54% annualized in Q2 2026, against a 1.05% median for 113 IL banks with half to twice its assets, ahead of 81% of them.
What is Anderson State Bank's efficiency ratio?
50.09% in Q2 2026: it spent about 50 cents in noninterest expense for each dollar of revenue. The peer median is 66.83%, and lower is better.
Is Anderson State Bank growing its loans?
Net loans grew 4.1% over the year to Q2 2026, while deposits shrank 5.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.