Security Federal Savings Bank: how it compares with its peers
Against 45 IN banks with half to twice its assets, Security Federal Savings Bank's strongest measure in Q2 2026 is net interest margin (3.72% vs. a 3.68% peer median). Its weakest relative measure is return on assets (0.73% vs. 1.09%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.73% | 1.09% | Bottom third Ahead of 16% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.72% | 3.68% | Middle third Ahead of 51% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 74.60% | 64.53% | Bottom third Ahead of 22% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.8M | $6.5M | Middle third Ahead of 40% of peers |
| Loans to deposits Net loans and leases over total deposits. | 96.50% | 81.85% | Context |
What it means for lending operations
Its efficiency ratio of 74.60% is above the 64.53% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- The Bippus State Bank Huntington, IN · $459M
- The Hometown Savings Bank Terre Haute, IN · $456M
- Alliance Bank Francesville, IN · $455M
- Home Bank SB Martinsville, IN · $433M
- The First National Bank of Monterey Monterey, IN · $431M
- The Napoleon State Bank Napoleon, IN · $499M
Questions about Security Federal Savings Bank
How big is Security Federal Savings Bank?
Security Federal Savings Bank, established in 1934, is headquartered in Logansport, IN. It reported $464M in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is Security Federal Savings Bank's return on assets?
0.73% annualized in Q2 2026, against a 1.09% median for 45 IN banks with half to twice its assets, ahead of 16% of them.
What is Security Federal Savings Bank's efficiency ratio?
74.60% in Q2 2026: it spent about 75 cents in noninterest expense for each dollar of revenue. The peer median is 64.53%, and lower is better.
Is Security Federal Savings Bank growing its loans?
Net loans grew 14.2% over the year to Q2 2026, while deposits grew 7.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Indiana bank ranked.