The Brattleboro Savings and Loan Association: how it compares with its peers
Against 999 U.S. banks with half to twice its assets, The Brattleboro Savings and Loan Association's strongest measure in Q2 2026 is net interest margin (4.16% vs. a 3.94% peer median). Its weakest relative measure is efficiency ratio (79.39% vs. 62.11%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.76% | 1.28% | Bottom third Ahead of 20% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.16% | 3.94% | Middle third Ahead of 62% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 79.39% | 62.11% | Bottom third Ahead of 14% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.0M | $6.7M | Middle third Ahead of 37% of peers |
| Loans to deposits Net loans and leases over total deposits. | 85.05% | 78.47% | Context |
What it means for lending operations
Its efficiency ratio of 79.39% is above the 62.11% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Laona State Bank Laona, WI · $297M
- RNB STATE BANK Rawlins, WY · $296M
- SSB Community Bank Strasburg, OH · $297M
- State Bank Waterloo, IL · $296M
- Kaw Valley State Bank and Trust Company Wamego, KS · $296M
- Arrowhead Bank Llano, TX · $295M
Questions about The Brattleboro Savings and Loan Association
How big is The Brattleboro Savings and Loan Association?
The Brattleboro Savings and Loan Association, established in 1912, is headquartered in Brattleboro, VT. It reported $296M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is The Brattleboro Savings and Loan Association's return on assets?
0.76% annualized in Q2 2026, against a 1.28% median for 999 U.S. banks with half to twice its assets, ahead of 20% of them.
What is The Brattleboro Savings and Loan Association's efficiency ratio?
79.39% in Q2 2026: it spent about 79 cents in noninterest expense for each dollar of revenue. The peer median is 62.11%, and lower is better.
Is The Brattleboro Savings and Loan Association growing its loans?
Net loans grew 7.9% over the year to Q2 2026, while deposits grew 5.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Vermont bank ranked.