Sunnyside Federal Savings and Loan Association of Irvington: how it compares with its peers
Against 913 U.S. banks with half to twice its assets, Sunnyside Federal Savings and Loan Association of Irvington's strongest measure in Q2 2026 is assets per employee ($6.9M vs. a $6.4M peer median). Its weakest relative measure is efficiency ratio (119.63% vs. 66.35%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | -0.86% | 1.12% | Bottom third Ahead of 4% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.94% | 3.89% | Middle third Ahead of 52% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 119.63% | 66.35% | Bottom third Ahead of 3% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.9M | $6.4M | Middle third Ahead of 58% of peers |
| Loans to deposits Net loans and leases over total deposits. | 63.72% | 72.61% | Context |
What it means for lending operations
Its efficiency ratio of 119.63% is above the 66.35% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Odin State Bank Odin, MN · $82M
- First State Bank Tahlequah, OK · $82M
- Tri-Valley Bank Randolph, IA · $83M
- American State Bank of Grygla Grygla, MN · $82M
- State Bank of Cold Spring Cold Spring, MN · $82M
- Atascosa Bank Pleasanton, TX · $82M
Questions about Sunnyside Federal Savings and Loan Association of Irvington
How big is Sunnyside Federal Savings and Loan Association of Irvington?
Sunnyside Federal Savings and Loan Association of Irvington, established in 1929, is headquartered in Irvington, NY. It reported $82M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Sunnyside Federal Savings and Loan Association of Irvington's return on assets?
-0.86% annualized in Q2 2026, against a 1.12% median for 913 U.S. banks with half to twice its assets, ahead of 4% of them.
What is Sunnyside Federal Savings and Loan Association of Irvington's efficiency ratio?
119.63% in Q2 2026: it spent about 120 cents in noninterest expense for each dollar of revenue. The peer median is 66.35%, and lower is better.
Is Sunnyside Federal Savings and Loan Association of Irvington growing its loans?
Net loans grew 6.7% over the year to Q2 2026, while deposits shrank 5.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New York bank ranked.