Burling Bank: how it compares with its peers
Against 147 IL banks with half to twice its assets, Burling Bank's strongest measure in Q2 2026 is return on assets (2.43% vs. a 1.15% peer median). Its weakest relative measure is efficiency ratio (53.21% vs. 64.80%).
| Measure | Burling Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.43% | 1.15% | Top third Ahead of 96% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.92% | 3.70% | Top third Ahead of 95% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 53.21% | 64.80% | Top third Ahead of 80% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.7M | $6.5M | Top third Ahead of 94% of peers |
| Loans to deposits Net loans and leases over total deposits. | 96.39% | 74.59% | Context |
What it means for lending operations
Its efficiency ratio of 53.21% is better than the 64.80% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Milledgeville State Bank Milledgeville, IL · $215M
- The Farmers State Bank and Trust Company Jacksonville, IL · $210M
- Peru Federal Savings Bank Peru, IL · $208M
- First FSB of Mascoutah Mascoutah, IL · $207M
- Spring Valley City Bank Spring Valley, IL · $207M
- FWBank Chicago, IL · $207M
Questions about Burling Bank
How big is Burling Bank?
Burling Bank, established in 1989, is headquartered in Chicago, IL. It reported $214M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Burling Bank's return on assets?
2.43% annualized in Q2 2026, against a 1.15% median for 147 IL banks with half to twice its assets, ahead of 96% of them.
What is Burling Bank's efficiency ratio?
53.21% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 64.80%, and lower is better.
Is Burling Bank growing its loans?
Net loans grew 4.1% over the year to Q2 2026, while deposits grew 14.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.