InterBank: how it compares with its peers
Against 334 U.S. banks with half to twice its assets, InterBank's strongest measure in Q2 2026 is return on assets (3.22% vs. a 1.31% peer median). Its weakest relative measure is assets per employee ($10.5M vs. $9.7M).
| Measure | InterBank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 3.22% | 1.31% | Top third Ahead of 98% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.85% | 3.66% | Top third Ahead of 92% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 33.63% | 56.19% | Top third Ahead of 93% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.5M | $9.7M | Middle third Ahead of 58% of peers |
| Loans to deposits Net loans and leases over total deposits. | 103.22% | 88.24% | Context |
What it means for lending operations
Its efficiency ratio of 33.63% is better than the 56.19% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Celtic Bank Salt Lake City, UT · $5.33B
- Morton Community Bank Morton, IL · $5.35B
- Southern Bank and Trust Company Mount Olive, NC · $5.30B
- Leader Bank, National Association Arlington, MA · $5.28B
- Five Star Bank Roseville, CA · $5.38B
- Bridgewater Bank Saint Louis Park, MN · $5.38B
Questions about InterBank
How big is InterBank?
InterBank, established in 1988, is headquartered in Oklahoma City, OK. It reported $5.33B in total assets in its Q2 2026 FDIC call report and operates 47 offices.
What is InterBank's return on assets?
3.22% annualized in Q2 2026, against a 1.31% median for 334 U.S. banks with half to twice its assets, ahead of 98% of them.
What is InterBank's efficiency ratio?
33.63% in Q2 2026: it spent about 34 cents in noninterest expense for each dollar of revenue. The peer median is 56.19%, and lower is better.
Is InterBank growing its loans?
Net loans grew 8.0% over the year to Q2 2026, while deposits grew 5.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.