Leader Bank, National Association: how it compares with its peers
Against 15 MA banks with half to twice its assets, Leader Bank, National Association's strongest measure in Q2 2026 is efficiency ratio (63.41% vs. a 67.76% peer median). Its weakest relative measure is net interest margin (2.52% vs. 3.03%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.84% | 0.96% | Middle third Ahead of 47% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.52% | 3.03% | Bottom third Ahead of 13% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 63.41% | 67.76% | Middle third Ahead of 60% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $11.4M | $12.5M | Bottom third Ahead of 33% of peers |
| Loans to deposits Net loans and leases over total deposits. | 101.89% | 100.12% | Context |
What it means for lending operations
Its efficiency ratio of 63.41% is better than the 67.76% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Institution for Savings in Newburyport and Its Vicinity Newburyport, MA · $5.56B
- The Cape Cod Five Cents Savings Bank Hyannis, MA · $5.62B
- PeoplesBank Holyoke, MA · $4.62B
- Hingham Institution for Savings Hingham, MA · $4.56B
- Middlesex Savings Bank Natick, MA · $6.15B
- Cambridge Savings Bank Cambridge, MA · $6.98B
Questions about Leader Bank, National Association
How big is Leader Bank, National Association?
Leader Bank, National Association, established in 2002, is headquartered in Arlington, MA. It reported $5.28B in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is Leader Bank, National Association's return on assets?
0.84% annualized in Q2 2026, against a 0.96% median for 15 MA banks with half to twice its assets, ahead of 47% of them.
What is Leader Bank, National Association's efficiency ratio?
63.41% in Q2 2026: it spent about 63 cents in noninterest expense for each dollar of revenue. The peer median is 67.76%, and lower is better.
Is Leader Bank, National Association growing its loans?
Net loans grew 10.2% over the year to Q2 2026, while deposits grew 2.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Massachusetts bank ranked.