Credit One Bank, National Association: how it compares with its peers
Against 599 U.S. banks with half to twice its assets, Credit One Bank, National Association's strongest measure in Q2 2026 is return on assets (25.35% vs. a 1.24% peer median). Its weakest relative measure is assets per employee ($2.0M vs. $8.5M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 25.35% | 1.24% | Top third Ahead of 100% of peers |
| Net interest margin Annualized net interest income over earning assets. | 24.80% | 3.69% | Top third Ahead of 100% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.99% | 59.43% | Middle third Ahead of 52% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $2.0M | $8.5M | Bottom third Ahead of 0% of peers |
| Loans to deposits Net loans and leases over total deposits. | 117.19% | 86.65% | Context |
What it means for lending operations
Its efficiency ratio of 58.99% is better than the 59.43% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- El Dorado Savings Bank, F.S.B. Placerville, CA · $2.44B
- Traditional Bank, Inc. Mount Sterling, KY · $2.44B
- Cogent Bank Orlando, FL · $2.45B
- First County Bank Stamford, CT · $2.42B
- Peoples Bank Bellingham, WA · $2.42B
Questions about Credit One Bank, National Association
How big is Credit One Bank, National Association?
Credit One Bank, National Association, established in 1984, is headquartered in Las Vegas, NV. It reported $2.44B in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Credit One Bank, National Association's return on assets?
25.35% annualized in Q2 2026, against a 1.24% median for 599 U.S. banks with half to twice its assets, ahead of 100% of them.
What is Credit One Bank, National Association's efficiency ratio?
58.99% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 59.43%, and lower is better.
Is Credit One Bank, National Association growing its loans?
Net loans grew 38.8% over the year to Q2 2026, while deposits grew 47.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nevada bank ranked.