The American National Bank of Mount Pleasant: how it compares with its peers
Against 108 TX banks with half to twice its assets, The American National Bank of Mount Pleasant's strongest measure in Q2 2026 is net interest margin (5.01% vs. a 4.08% peer median). Its weakest relative measure is assets per employee ($5.2M vs. $6.4M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.53% | 1.39% | Middle third Ahead of 59% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.01% | 4.08% | Top third Ahead of 87% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 60.84% | 64.49% | Middle third Ahead of 58% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.2M | $6.4M | Bottom third Ahead of 21% of peers |
| Loans to deposits Net loans and leases over total deposits. | 70.24% | 62.15% | Context |
What it means for lending operations
Its efficiency ratio of 60.84% is better than the 64.49% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Johnson City Bank Johnson City, TX · $147M
- Marion State Bank Marion, TX · $142M
- Mason Bank Mason, TX · $147M
- Bank19 Memphis, TX · $148M
- Spur Security Bank Spur, TX · $141M
- Carmine State Bank Carmine, TX · $149M
Questions about The American National Bank of Mount Pleasant
How big is The American National Bank of Mount Pleasant?
The American National Bank of Mount Pleasant, established in 1979, is headquartered in Mount Pleasant, TX. It reported $145M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The American National Bank of Mount Pleasant's return on assets?
1.53% annualized in Q2 2026, against a 1.39% median for 108 TX banks with half to twice its assets, ahead of 59% of them.
What is The American National Bank of Mount Pleasant's efficiency ratio?
60.84% in Q2 2026: it spent about 61 cents in noninterest expense for each dollar of revenue. The peer median is 64.49%, and lower is better.
Is The American National Bank of Mount Pleasant growing its loans?
Net loans grew 5.5% over the year to Q2 2026, while deposits grew 5.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.