The First National Bank of Ely: how it compares with its peers
Against 999 U.S. banks with half to twice its assets, The First National Bank of Ely's strongest measure in Q2 2026 is assets per employee ($13.3M vs. a $6.5M peer median). Its weakest relative measure is net interest margin (2.93% vs. 3.95%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.38% | 1.19% | Middle third Ahead of 62% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.93% | 3.95% | Bottom third Ahead of 10% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 53.28% | 64.49% | Top third Ahead of 79% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $13.3M | $6.5M | Top third Ahead of 97% of peers |
| Loans to deposits Net loans and leases over total deposits. | 18.13% | 75.29% | Context |
What it means for lending operations
Its efficiency ratio of 53.28% is better than the 64.49% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Iuka State Bank Salem, IL · $133M
- The Southern Bank Company Gadsden, AL · $133M
- Community State Bank Shelbina, MO · $133M
- First Community Bank of Hillsboro Hillsboro, IL · $133M
- Pioneer State Bank Deer Lodge, MT · $134M
- County Bank Brunswick, MO · $134M
Questions about The First National Bank of Ely
How big is The First National Bank of Ely?
The First National Bank of Ely, established in 1907, is headquartered in Ely, NV. It reported $133M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The First National Bank of Ely's return on assets?
1.38% annualized in Q2 2026, against a 1.19% median for 999 U.S. banks with half to twice its assets, ahead of 62% of them.
What is The First National Bank of Ely's efficiency ratio?
53.28% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 64.49%, and lower is better.
Is The First National Bank of Ely growing its loans?
Net loans grew 57.5% over the year to Q2 2026, while deposits grew 4.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nevada bank ranked.