First Security Bank of Roundup: how it compares with its peers
Against 13 MT banks with half to twice its assets, First Security Bank of Roundup's strongest measure in Q2 2026 is return on assets (2.36% vs. a 1.52% peer median). Its weakest relative measure is net interest margin (4.59% vs. 4.38%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.36% | 1.52% | Top third Ahead of 92% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.59% | 4.38% | Middle third Ahead of 62% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 49.59% | 56.09% | Top third Ahead of 77% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.6M | $6.9M | Top third Ahead of 77% of peers |
| Loans to deposits Net loans and leases over total deposits. | 37.65% | 81.04% | Context |
What it means for lending operations
Its efficiency ratio of 49.59% is better than the 56.09% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Belt Valley Bank Belt, MT · $90M
- Ascent Bank Helena, MT · $104M
- First Security Bank of Deer Lodge Deer Lodge, MT · $81M
- Garfield County Bank Jordan, MT · $108M
- Bank of Bozeman Bozeman, MT · $108M
- Pioneer State Bank Deer Lodge, MT · $134M
Questions about First Security Bank of Roundup
How big is First Security Bank of Roundup?
First Security Bank of Roundup, established in 1971, is headquartered in Roundup, MT. It reported $95M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is First Security Bank of Roundup's return on assets?
2.36% annualized in Q2 2026, against a 1.52% median for 13 MT banks with half to twice its assets, ahead of 92% of them.
What is First Security Bank of Roundup's efficiency ratio?
49.59% in Q2 2026: it spent about 50 cents in noninterest expense for each dollar of revenue. The peer median is 56.09%, and lower is better.
Is First Security Bank of Roundup growing its loans?
Net loans grew 9.0% over the year to Q2 2026, while deposits grew 6.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MT banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Montana bank ranked.