Firstar Bank: how it compares with its peers
Against 31 OK banks with half to twice its assets, Firstar Bank's strongest measure in Q2 2026 is net interest margin (4.93% vs. a 4.18% peer median). Its weakest relative measure is assets per employee ($5.8M vs. $8.2M).
| Measure | Firstar Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.58% | 1.33% | Middle third Ahead of 65% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.93% | 4.18% | Top third Ahead of 87% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.72% | 62.85% | Middle third Ahead of 61% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.8M | $8.2M | Bottom third Ahead of 26% of peers |
| Loans to deposits Net loans and leases over total deposits. | 76.87% | 90.26% | Context |
What it means for lending operations
Its efficiency ratio of 57.72% is better than the 62.85% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Liberty National Bank Lawton, OK · $1.32B
- First Oklahoma Bank Jenks, OK · $1.34B
- Blue Sky Bank Pawhuska, OK · $1.35B
- Brooks Bank, National Association Chickasha, OK · $1.07B
- Grand Savings Bank Grove, OK · $1.03B
- MapleMark Bank Tulsa, OK · $1.01B
Questions about Firstar Bank
How big is Firstar Bank?
Firstar Bank, established in 1964, is headquartered in Sallisaw, OK. It reported $1.24B in total assets in its Q2 2026 FDIC call report and operates 11 offices.
What is Firstar Bank's return on assets?
1.58% annualized in Q2 2026, against a 1.33% median for 31 OK banks with half to twice its assets, ahead of 65% of them.
What is Firstar Bank's efficiency ratio?
57.72% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 62.85%, and lower is better.
Is Firstar Bank growing its loans?
Net loans shrank 0.6% over the year to Q2 2026, while deposits grew 12.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.