Grand Savings Bank: how it compares with its peers
Against 40 OK banks with half to twice its assets, Grand Savings Bank's strongest measure in Q2 2026 is efficiency ratio (45.13% vs. a 62.94% peer median). Its weakest relative measure is assets per employee ($5.3M vs. $7.4M).
| Measure | Grand Savings Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.19% | 1.29% | Top third Ahead of 93% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.06% | 4.17% | Top third Ahead of 95% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 45.13% | 62.94% | Top third Ahead of 98% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.3M | $7.4M | Bottom third Ahead of 20% of peers |
| Loans to deposits Net loans and leases over total deposits. | 92.71% | 82.83% | Context |
What it means for lending operations
Its efficiency ratio of 45.13% is better than the 62.94% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- MapleMark Bank Tulsa, OK · $1.01B
- Kirkpatrick Bank Edmond, OK · $1.00B
- Vision Bank Ada, OK · $1000M
- Brooks Bank, National Association Chickasha, OK · $1.07B
- First Bank & Trust Co. Duncan, OK · $952M
- First National Bank of Oklahoma Oklahoma City, OK · $950M
Questions about Grand Savings Bank
How big is Grand Savings Bank?
Grand Savings Bank, established in 1981, is headquartered in Grove, OK. It reported $1.03B in total assets in its Q2 2026 FDIC call report and operates 15 offices.
What is Grand Savings Bank's return on assets?
2.19% annualized in Q2 2026, against a 1.29% median for 40 OK banks with half to twice its assets, ahead of 93% of them.
What is Grand Savings Bank's efficiency ratio?
45.13% in Q2 2026: it spent about 45 cents in noninterest expense for each dollar of revenue. The peer median is 62.94%, and lower is better.
Is Grand Savings Bank growing its loans?
Net loans grew 8.6% over the year to Q2 2026, while deposits grew 8.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.