Inwood National Bank: how it compares with its peers
Against 38 TX banks with half to twice its assets, Inwood National Bank's strongest measure in Q2 2026 is assets per employee ($20.9M vs. a $9.1M peer median). Its weakest relative measure is net interest margin (2.88% vs. 3.95%).
| Measure | Inwood National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.57% | 1.60% | Middle third Ahead of 45% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.88% | 3.95% | Bottom third Ahead of 11% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 38.17% | 55.49% | Top third Ahead of 89% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $20.9M | $9.1M | Top third Ahead of 92% of peers |
| Loans to deposits Net loans and leases over total deposits. | 67.15% | 77.00% | Context |
What it means for lending operations
Its efficiency ratio of 38.17% is better than the 55.49% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Texas Bank and Trust Company Longview, TX · $4.34B
- Texas Exchange Bank Crowley, TX · $4.49B
- International Bank of Commerce Brownsville, TX · $4.56B
- VeraBank, National Association Henderson, TX · $4.58B
- First National Bank Texas Killeen, TX · $4.64B
- Cornerstone Capital Bank, SSB Houston, TX · $3.67B
Questions about Inwood National Bank
How big is Inwood National Bank?
Inwood National Bank, established in 1964, is headquartered in Dallas, TX. It reported $4.26B in total assets in its Q2 2026 FDIC call report and operates 12 offices.
What is Inwood National Bank's return on assets?
1.57% annualized in Q2 2026, against a 1.60% median for 38 TX banks with half to twice its assets, ahead of 45% of them.
What is Inwood National Bank's efficiency ratio?
38.17% in Q2 2026: it spent about 38 cents in noninterest expense for each dollar of revenue. The peer median is 55.49%, and lower is better.
Is Inwood National Bank growing its loans?
Net loans grew 1.7% over the year to Q2 2026, while deposits shrank 0.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.