First National Bank of Brookfield: how it compares with its peers
Against 124 IL banks with half to twice its assets, First National Bank of Brookfield's strongest measure in Q2 2026 is efficiency ratio (43.83% vs. a 62.79% peer median). Its weakest relative measure is net interest margin (4.35% vs. 3.69%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.85% | 1.18% | Top third Ahead of 86% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.35% | 3.69% | Top third Ahead of 84% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 43.83% | 62.79% | Top third Ahead of 94% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.5M | $7.1M | Top third Ahead of 86% of peers |
| Loans to deposits Net loans and leases over total deposits. | 116.32% | 77.44% | Context |
What it means for lending operations
Its efficiency ratio of 43.83% is better than the 62.79% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Devon Bank Chicago, IL · $419M
- The First National Bank of Allendale Allendale, IL · $421M
- Union National Bank and Trust Company of Elgin Elgin, IL · $422M
- First Federal Savings Bank Ottawa, IL · $422M
- Alliance Community Bank Petersburg, IL · $414M
- Community Savings Bank Chicago, IL · $410M
Questions about First National Bank of Brookfield
How big is First National Bank of Brookfield?
First National Bank of Brookfield, established in 1962, is headquartered in Brookfield, IL. It reported $420M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is First National Bank of Brookfield's return on assets?
1.85% annualized in Q2 2026, against a 1.18% median for 124 IL banks with half to twice its assets, ahead of 86% of them.
What is First National Bank of Brookfield's efficiency ratio?
43.83% in Q2 2026: it spent about 44 cents in noninterest expense for each dollar of revenue. The peer median is 62.79%, and lower is better.
Is First National Bank of Brookfield growing its loans?
Net loans grew 12.9% over the year to Q2 2026, while deposits grew 10.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.