The First National Bank of Allendale: how it compares with its peers
Against 124 IL banks with half to twice its assets, The First National Bank of Allendale's strongest measure in Q2 2026 is assets per employee ($7.9M vs. a $7.1M peer median). Its weakest relative measure is return on assets (1.11% vs. 1.20%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.11% | 1.20% | Middle third Ahead of 43% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.64% | 3.69% | Middle third Ahead of 45% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.47% | 62.58% | Middle third Ahead of 65% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.9M | $7.1M | Top third Ahead of 68% of peers |
| Loans to deposits Net loans and leases over total deposits. | 75.57% | 77.67% | Context |
What it means for lending operations
Its efficiency ratio of 57.47% is better than the 62.58% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Union National Bank and Trust Company of Elgin Elgin, IL · $422M
- First Federal Savings Bank Ottawa, IL · $422M
- First National Bank of Brookfield Brookfield, IL · $420M
- Devon Bank Chicago, IL · $419M
- Alliance Community Bank Petersburg, IL · $414M
- Community Savings Bank Chicago, IL · $410M
Questions about The First National Bank of Allendale
How big is The First National Bank of Allendale?
The First National Bank of Allendale, established in 1906, is headquartered in Allendale, IL. It reported $421M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is The First National Bank of Allendale's return on assets?
1.11% annualized in Q2 2026, against a 1.20% median for 124 IL banks with half to twice its assets, ahead of 43% of them.
What is The First National Bank of Allendale's efficiency ratio?
57.47% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 62.58%, and lower is better.
Is The First National Bank of Allendale growing its loans?
Net loans grew 5.3% over the year to Q2 2026, while deposits grew 7.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.