Bank of the Plains: how it compares with its peers
Against 62 KS banks with half to twice its assets, Bank of the Plains's strongest measure in Q2 2026 is net interest margin (4.46% vs. a 4.03% peer median). Its weakest relative measure is assets per employee ($5.7M vs. $6.6M).
| Measure | Bank of the Plains | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.77% | 1.51% | Top third Ahead of 77% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.46% | 4.03% | Top third Ahead of 79% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 53.21% | 59.14% | Middle third Ahead of 65% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.7M | $6.6M | Bottom third Ahead of 32% of peers |
| Loans to deposits Net loans and leases over total deposits. | 80.21% | 78.17% | Context |
What it means for lending operations
Its efficiency ratio of 53.21% is better than the 59.14% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Citizens State Bank Marysville, KS · $442M
- The Citizens State Bank Moundridge, KS · $451M
- The Denison State Bank Holton, KS · $454M
- The Union State Bank of Everest Everest, KS · $427M
- Astra Bank Scandia, KS · $423M
- SOLUTIONS NORTH BANK Stockton, KS · $469M
Questions about Bank of the Plains
How big is Bank of the Plains?
Bank of the Plains, established in 1906, is headquartered in Plains, KS. It reported $446M in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is Bank of the Plains's return on assets?
1.77% annualized in Q2 2026, against a 1.51% median for 62 KS banks with half to twice its assets, ahead of 77% of them.
What is Bank of the Plains's efficiency ratio?
53.21% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 59.14%, and lower is better.
Is Bank of the Plains growing its loans?
Net loans grew 2.5% over the year to Q2 2026, while deposits grew 1.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.