SOLUTIONS NORTH BANK: how it compares with its peers
Against 59 KS banks with half to twice its assets, SOLUTIONS NORTH BANK's strongest measure in Q2 2026 is efficiency ratio (49.35% vs. a 58.57% peer median). Its weakest relative measure is return on assets (1.40% vs. 1.53%).
| Measure | SOLUTIONS NORTH BANK | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.40% | 1.53% | Middle third Ahead of 34% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.21% | 4.00% | Middle third Ahead of 59% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 49.35% | 58.57% | Top third Ahead of 81% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.1M | $6.6M | Top third Ahead of 75% of peers |
| Loans to deposits Net loans and leases over total deposits. | 73.52% | 78.96% | Context |
What it means for lending operations
Its efficiency ratio of 49.35% is better than the 58.57% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Denison State Bank Holton, KS · $454M
- The Citizens State Bank Moundridge, KS · $451M
- The First State Bank Norton, KS · $493M
- Bank of the Plains Plains, KS · $446M
- The Citizens State Bank Marysville, KS · $442M
- Bank of Commerce Chanute, KS · $497M
Questions about SOLUTIONS NORTH BANK
How big is SOLUTIONS NORTH BANK?
SOLUTIONS NORTH BANK, established in 1951, is headquartered in Stockton, KS. It reported $469M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is SOLUTIONS NORTH BANK's return on assets?
1.40% annualized in Q2 2026, against a 1.53% median for 59 KS banks with half to twice its assets, ahead of 34% of them.
What is SOLUTIONS NORTH BANK's efficiency ratio?
49.35% in Q2 2026: it spent about 49 cents in noninterest expense for each dollar of revenue. The peer median is 58.57%, and lower is better.
Is SOLUTIONS NORTH BANK growing its loans?
Net loans grew 4.0% over the year to Q2 2026, while deposits shrank 0.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.