Bank of New Hampshire: how it compares with its peers
Against 534 U.S. banks with half to twice its assets, Bank of New Hampshire's strongest measure in Q2 2026 is assets per employee ($11.3M vs. a $8.8M peer median). Its weakest relative measure is net interest margin (3.33% vs. 3.67%).
| Measure | Bank of New Hampshire | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.99% | 1.25% | Bottom third Ahead of 31% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.33% | 3.67% | Bottom third Ahead of 29% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.84% | 59.18% | Middle third Ahead of 57% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $11.3M | $8.8M | Top third Ahead of 73% of peers |
| Loans to deposits Net loans and leases over total deposits. | 91.78% | 87.67% | Context |
What it means for lending operations
Its efficiency ratio of 57.84% is better than the 59.18% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- State Bank of the Lakes, National Association Antioch, IL · $2.81B
- Orange Bank & Trust Company Middletown, NY · $2.79B
- Chemung Canal Trust Company, National Association Elmira, NY · $2.82B
- Citizens and Farmers Bank West Point, VA · $2.79B
- Emprise Bank Wichita, KS · $2.82B
- Ion Bank Naugatuck, CT · $2.78B
Questions about Bank of New Hampshire
How big is Bank of New Hampshire?
Bank of New Hampshire, established in 1831, is headquartered in Laconia, NH. It reported $2.80B in total assets in its Q2 2026 FDIC call report and operates 21 offices.
What is Bank of New Hampshire's return on assets?
0.99% annualized in Q2 2026, against a 1.25% median for 534 U.S. banks with half to twice its assets, ahead of 31% of them.
What is Bank of New Hampshire's efficiency ratio?
57.84% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 59.18%, and lower is better.
Is Bank of New Hampshire growing its loans?
Net loans grew 3.5% over the year to Q2 2026, while deposits grew 5.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New Hampshire bank ranked.