Pikes Peak National Bank: how it compares with its peers
Against 15 CO banks with half to twice its assets, Pikes Peak National Bank's strongest measure in Q2 2026 is net interest margin (4.62% vs. a 4.13% peer median). Its weakest relative measure is assets per employee ($4.4M vs. $5.9M).
| Measure | Pikes Peak National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.59% | 1.02% | Bottom third Ahead of 20% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.62% | 4.13% | Top third Ahead of 73% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 82.87% | 68.44% | Bottom third Ahead of 27% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.4M | $5.9M | Bottom third Ahead of 13% of peers |
| Loans to deposits Net loans and leases over total deposits. | 78.38% | 81.10% | Context |
What it means for lending operations
Its efficiency ratio of 82.87% is above the 68.44% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- The Farmers State Bank of Brush Brush, CO · $117M
- Gunnison Savings and Loan Association Gunnison, CO · $102M
- Rocky Mountain Bank & Trust Florence, CO · $127M
- RG Bank, A Savings and Loan Association Monte Vista, CO · $137M
- Evergreen National Bank Evergreen, CO · $140M
- McClave State Bank Mcclave, CO · $79M
Questions about Pikes Peak National Bank
How big is Pikes Peak National Bank?
Pikes Peak National Bank, established in 1957, is headquartered in Colorado Springs, CO. It reported $111M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Pikes Peak National Bank's return on assets?
0.59% annualized in Q2 2026, against a 1.02% median for 15 CO banks with half to twice its assets, ahead of 20% of them.
What is Pikes Peak National Bank's efficiency ratio?
82.87% in Q2 2026: it spent about 83 cents in noninterest expense for each dollar of revenue. The peer median is 68.44%, and lower is better.
Is Pikes Peak National Bank growing its loans?
Net loans grew 6.1% over the year to Q2 2026, while deposits grew 3.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Colorado bank ranked.