The Farmers State Bank of Brush: how it compares with its peers
Against 16 CO banks with half to twice its assets, The Farmers State Bank of Brush's strongest measure in Q2 2026 is return on assets (0.78% vs. a 0.88% peer median). Its weakest relative measure is net interest margin (3.85% vs. 4.21%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.78% | 0.88% | Middle third Ahead of 50% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.85% | 4.21% | Bottom third Ahead of 19% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 76.66% | 69.95% | Middle third Ahead of 44% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.9M | $5.9M | Bottom third Ahead of 25% of peers |
| Loans to deposits Net loans and leases over total deposits. | 75.04% | 79.74% | Context |
What it means for lending operations
Its efficiency ratio of 76.66% is above the 69.95% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Pikes Peak National Bank Colorado Springs, CO · $111M
- Rocky Mountain Bank & Trust Florence, CO · $127M
- Gunnison Savings and Loan Association Gunnison, CO · $102M
- RG Bank, A Savings and Loan Association Monte Vista, CO · $137M
- Evergreen National Bank Evergreen, CO · $140M
- McClave State Bank Mcclave, CO · $79M
Questions about The Farmers State Bank of Brush
How big is The Farmers State Bank of Brush?
The Farmers State Bank of Brush, established in 1915, is headquartered in Brush, CO. It reported $117M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is The Farmers State Bank of Brush's return on assets?
0.78% annualized in Q2 2026, against a 0.88% median for 16 CO banks with half to twice its assets, ahead of 50% of them.
What is The Farmers State Bank of Brush's efficiency ratio?
76.66% in Q2 2026: it spent about 77 cents in noninterest expense for each dollar of revenue. The peer median is 69.95%, and lower is better.
Is The Farmers State Bank of Brush growing its loans?
Net loans grew 4.4% over the year to Q2 2026, while deposits grew 4.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Colorado bank ranked.