Maverick Bank: how it compares with its peers
Against 114 TX banks with half to twice its assets, Maverick Bank's strongest measure in Q2 2026 is net interest margin (5.62% vs. a 4.17% peer median). Its weakest relative measure is assets per employee ($9.0M vs. $7.8M).
| Measure | Maverick Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.43% | 1.44% | Top third Ahead of 95% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.62% | 4.17% | Top third Ahead of 98% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 43.16% | 60.54% | Top third Ahead of 88% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.0M | $7.8M | Top third Ahead of 68% of peers |
| Loans to deposits Net loans and leases over total deposits. | 63.19% | 78.55% | Context |
What it means for lending operations
Its efficiency ratio of 43.16% is better than the 60.54% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Citizens 1st Bank Tyler, TX · $811M
- First Community Bank San Benito, TX · $794M
- Plains State Bank Humble, TX · $828M
- Bank of the West Grapevine, TX · $830M
- American Bank, National Association Dallas, TX · $774M
- Schertz Bank & Trust Schertz, TX · $770M
Questions about Maverick Bank
How big is Maverick Bank?
Maverick Bank, established in 1911, is headquartered in Fort Davis, TX. It reported $809M in total assets in its Q2 2026 FDIC call report and operates 9 offices.
What is Maverick Bank's return on assets?
2.43% annualized in Q2 2026, against a 1.44% median for 114 TX banks with half to twice its assets, ahead of 95% of them.
What is Maverick Bank's efficiency ratio?
43.16% in Q2 2026: it spent about 43 cents in noninterest expense for each dollar of revenue. The peer median is 60.54%, and lower is better.
Is Maverick Bank growing its loans?
Net loans grew 105.7% over the year to Q2 2026, while deposits grew 119.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.