Community 1st Bank Las Vegas: how it compares with its peers
Against 16 NM banks with half to twice its assets, Community 1st Bank Las Vegas's strongest measure in Q2 2026 is return on assets (2.12% vs. a 1.84% peer median). Its weakest relative measure is net interest margin (4.06% vs. 4.45%).
| Measure | Community 1st Bank Las Vegas | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.12% | 1.84% | Top third Ahead of 88% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.06% | 4.45% | Bottom third Ahead of 25% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 48.49% | 56.45% | Top third Ahead of 69% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.6M | $7.2M | Top third Ahead of 75% of peers |
| Loans to deposits Net loans and leases over total deposits. | 39.61% | 54.88% | Context |
What it means for lending operations
Its efficiency ratio of 48.49% is better than the 56.45% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Valley Bank of Commerce Roswell, NM · $304M
- First New Mexico Bank Deming, NM · $275M
- Western Bank Lordsburg, NM · $326M
- Main Bank Albuquerque, NM · $245M
- Western Bank Artesia, NM · $350M
- First State Bank Socorro, NM · $188M
Questions about Community 1st Bank Las Vegas
How big is Community 1st Bank Las Vegas?
Community 1st Bank Las Vegas, established in 1949, is headquartered in Las Vegas, NM. It reported $294M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Community 1st Bank Las Vegas's return on assets?
2.12% annualized in Q2 2026, against a 1.84% median for 16 NM banks with half to twice its assets, ahead of 88% of them.
What is Community 1st Bank Las Vegas's efficiency ratio?
48.49% in Q2 2026: it spent about 48 cents in noninterest expense for each dollar of revenue. The peer median is 56.45%, and lower is better.
Is Community 1st Bank Las Vegas growing its loans?
Net loans grew 16.8% over the year to Q2 2026, while deposits shrank 7.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NM banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New Mexico bank ranked.