Stockman Bank of Montana: how it compares with its peers
Against 222 U.S. banks with half to twice its assets, Stockman Bank of Montana's strongest measure in Q2 2026 is return on assets (1.91% vs. a 1.34% peer median). Its weakest relative measure is assets per employee ($8.6M vs. $10.1M).
| Measure | Stockman Bank of Montana | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.91% | 1.34% | Top third Ahead of 86% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.89% | 3.69% | Middle third Ahead of 64% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 50.38% | 54.91% | Top third Ahead of 68% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.6M | $10.1M | Bottom third Ahead of 31% of peers |
| Loans to deposits Net loans and leases over total deposits. | 82.88% | 88.35% | Context |
What it means for lending operations
Its efficiency ratio of 50.38% is better than the 54.91% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bangor Savings Bank Bangor, ME · $7.74B
- Preferred Bank Los Angeles, CA · $7.73B
- Equity Bank Andover, KS · $7.71B
- Kearny Bank Kearny, NJ · $7.67B
- Bankers Trust Company Des Moines, IA · $7.83B
- Ocean Bank Miami, FL · $7.63B
Questions about Stockman Bank of Montana
How big is Stockman Bank of Montana?
Stockman Bank of Montana, established in 1944, is headquartered in Miles City, MT. It reported $7.75B in total assets in its Q2 2026 FDIC call report and operates 48 offices.
What is Stockman Bank of Montana's return on assets?
1.91% annualized in Q2 2026, against a 1.34% median for 222 U.S. banks with half to twice its assets, ahead of 86% of them.
What is Stockman Bank of Montana's efficiency ratio?
50.38% in Q2 2026: it spent about 50 cents in noninterest expense for each dollar of revenue. The peer median is 54.91%, and lower is better.
Is Stockman Bank of Montana growing its loans?
Net loans grew 9.0% over the year to Q2 2026, while deposits grew 11.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Montana bank ranked.