Greenfield Banking Company: how it compares with its peers
Against 26 IN banks with half to twice its assets, Greenfield Banking Company's strongest measure in Q2 2026 is efficiency ratio (53.32% vs. a 63.98% peer median). Its weakest relative measure is assets per employee ($7.6M vs. $6.3M).
| Measure | Greenfield Banking Company | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.71% | 1.10% | Top third Ahead of 85% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.22% | 3.76% | Top third Ahead of 81% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 53.32% | 63.98% | Top third Ahead of 88% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.6M | $6.3M | Top third Ahead of 73% of peers |
| Loans to deposits Net loans and leases over total deposits. | 72.58% | 81.94% | Context |
What it means for lending operations
Its efficiency ratio of 53.32% is better than the 63.98% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- State Bank Brownsburg, IN · $916M
- Citizens State Bank of New Castle, Indiana New Castle, IN · $909M
- Community First Bank of Indiana Kokomo, IN · $980M
- The Fountain Trust Company Covington, IN · $845M
- First State Bank of Middlebury Middlebury, IN · $836M
- FCN Bank, National Association Brookville, IN · $812M
Questions about Greenfield Banking Company
How big is Greenfield Banking Company?
Greenfield Banking Company, established in 1871, is headquartered in Greenfield, IN. It reported $930M in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is Greenfield Banking Company's return on assets?
1.71% annualized in Q2 2026, against a 1.10% median for 26 IN banks with half to twice its assets, ahead of 85% of them.
What is Greenfield Banking Company's efficiency ratio?
53.32% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 63.98%, and lower is better.
Is Greenfield Banking Company growing its loans?
Net loans shrank 1.5% over the year to Q2 2026, while deposits grew 5.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Indiana bank ranked.