Danville State Savings Bank: how it compares with its peers
Against 110 IA banks with half to twice its assets, Danville State Savings Bank's strongest measure in Q2 2026 is net interest margin (2.99% vs. a 3.62% peer median). Its weakest relative measure is assets per employee ($4.5M vs. $8.6M).
| Measure | Danville State Savings Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.89% | 1.37% | Bottom third Ahead of 15% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.99% | 3.62% | Bottom third Ahead of 16% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 71.44% | 55.88% | Bottom third Ahead of 7% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.5M | $8.6M | Bottom third Ahead of 1% of peers |
| Loans to deposits Net loans and leases over total deposits. | 66.62% | 79.73% | Context |
What it means for lending operations
Its efficiency ratio of 71.44% is above the 55.88% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- St. Ansgar State Bank Saint Ansgar, IA · $182M
- Liberty Trust & Savings Bank Durant, IA · $186M
- Bellevue State Bank Bellevue, IA · $188M
- Peoples Savings Bank Wellsburg, IA · $189M
- Farmers Trust & Savings Bank Williamsburg, IA · $192M
- Atkins Savings Bank & Trust Atkins, IA · $172M
Questions about Danville State Savings Bank
How big is Danville State Savings Bank?
Danville State Savings Bank, established in 1899, is headquartered in New London, IA. It reported $183M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Danville State Savings Bank's return on assets?
0.89% annualized in Q2 2026, against a 1.37% median for 110 IA banks with half to twice its assets, ahead of 15% of them.
What is Danville State Savings Bank's efficiency ratio?
71.44% in Q2 2026: it spent about 71 cents in noninterest expense for each dollar of revenue. The peer median is 55.88%, and lower is better.
Is Danville State Savings Bank growing its loans?
Net loans grew 0.5% over the year to Q2 2026, while deposits grew 3.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Iowa bank ranked.