Bellevue State Bank: how it compares with its peers
Against 108 IA banks with half to twice its assets, Bellevue State Bank's strongest measure in Q2 2026 is efficiency ratio (35.96% vs. a 55.88% peer median). Its weakest relative measure is net interest margin (4.02% vs. 3.59%).
| Measure | Bellevue State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.21% | 1.37% | Top third Ahead of 94% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.02% | 3.59% | Top third Ahead of 78% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 35.96% | 55.88% | Top third Ahead of 95% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $13.4M | $8.6M | Top third Ahead of 90% of peers |
| Loans to deposits Net loans and leases over total deposits. | 80.89% | 78.90% | Context |
What it means for lending operations
Its efficiency ratio of 35.96% is better than the 55.88% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Liberty Trust & Savings Bank Durant, IA · $186M
- Peoples Savings Bank Wellsburg, IA · $189M
- Farmers Trust & Savings Bank Williamsburg, IA · $192M
- Danville State Savings Bank New London, IA · $183M
- St. Ansgar State Bank Saint Ansgar, IA · $182M
- Security Savings Bank Gowrie, IA · $194M
Questions about Bellevue State Bank
How big is Bellevue State Bank?
Bellevue State Bank, established in 1934, is headquartered in Bellevue, IA. It reported $188M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Bellevue State Bank's return on assets?
2.21% annualized in Q2 2026, against a 1.37% median for 108 IA banks with half to twice its assets, ahead of 94% of them.
What is Bellevue State Bank's efficiency ratio?
35.96% in Q2 2026: it spent about 36 cents in noninterest expense for each dollar of revenue. The peer median is 55.88%, and lower is better.
Is Bellevue State Bank growing its loans?
Net loans grew 8.4% over the year to Q2 2026, while deposits grew 4.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Iowa bank ranked.